Archive for June, 2011

Business Use of MY “Auto”?

Many of our Insureds use their auto in business and are insured under a personal auto policy.  We have told them “no problem” because of the way the “personal auto”  “business use” exclusion is written.

It has recently been a problem for agents as “business use” does not include “livery”.  Carrying persons or property for a “fee” IS excluded!

Be cautious about your advice to your clients as this could hand them an uninsured loss!   It could also hand you a handsome E & O claim, agents!